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Buying Your Home

Get Prequalified

Getting qualified for a mortgage can be challenging these days. That’s why Lafferty Communities has made special arrangements with Preferred Lenders to help our buyers through the process. They’ll help you through the loan application process from start to finish.

Our preferred lenders offer competitive rates on mortgages and are very familiar with Lafferty Communities procedures and the new home financing process. If you prefer, you are welcome to use your own lender.

Fill out this form to get pre-qualified, or print out, fill in, and bring it to our office in person.

    Borrower Information Section (1 of 7)

    Borrower First Name

    Borrower M.I.

    Borrower Last Name

    Borrower Title

    Borrower Birthdate

    Home Phone

    Work Phone

    Email Address *

    Current Address




    Do you?



    How Many Years?

    Co-Borrower First Name

    Co-Borrower M.I.

    Co-Borrower Last Name

    Co-Borrower Title

    Co-Borrower Birthdate

    Contact Notes

    * Required

    Next >

    Loan Information Section (2 of 7)

    Loan Purpose

    I would like to purchase a home and do not have an accepted contract

    I am purchasing a home and have an accepted contract with a seller

    I would like to reduce the interest rate, change loan type or term or consolidate the existing loans(s) on my home

    I would like to refinance my current balance and take cash out with this loan

    I would like to obtain a second mortgage or equity line on my home

    Target Rate

    Loan Program

    Purchase Price

    Down Payment

    Next >

    Refinance Information Section (3 of 7)

    Amount of Non-Mortgage debt

    1st Mortgage Balance

    1st Mortgage Rate

    1st Mortgage Payment

    2nd Mortgage Balance

    2nd Mortgage Rate

    2nd Mortgage Payment

    Additional Cash Desired

    Mortgage Notes

    Next >

    Property Information Section (4 of 7)

    Property Value



    Property Type

    Next >

    Income Information Section (5 of 7)

    Notice: Alimony, child support and separate maintenance income need not be revealed if you choose not to have it considered.

    Borrower - Years on the Job

    Borrower - Income Type

    Borrower - Gross Monthly Income

    Co-Borrower - Years on the Job

    Co-Borrower - Income Type

    Co-Borrower - Gross Monthly Income

    Other - Years on the Job

    Other - Income Type

    Other - Gross Monthly Income

    Can all borrowers verify income?



    Income Notes

    Next >

    Asset Information Section (6 of 7)

    Liquid Assets

    Real Estate Proceeds

    Gift Money

    Stocks & Bonds


    Next >

    Credit Information Section (7 of 7)

    Borrower - Social Security Number

    Co-Borrower - Social Security Number

    Tell us a little about your credit history?

    May we access your credit report to help determine your qualifications for a loan?


    Total Monthly Debt

    Each applicant specifically acknowledges and agrees that:

    1) the loan requested by this pre-qualification will be secured by a first or second mortgage or deed of trust on the property described herein;

    2) all statements made in this pre-qualification are made for the purpose of obtaining the loan indicated herein

    3) occupancy of the property will be as indicated above

    4) verification or reverification of any information contained in the pre-qualification may be made at any time by the Lender, its agents, successors and assignees, either directly or through a credit reporting agency, from any source named in this pre-qualification, and the original copy of this pre-qualification will be retained by the Lender, even if the loan is not approved

    5) the Lender, its agents, successors and assignees will rely on the information contained in the pre-qualification and I/we have a continuing obligation to amend and/or supplement the information provided in this pre-qualification if any of the material facts which I/we have represented herein should change prior to closing

    6) ownership of the loan may be transferred to successor or assignees of the Lender without notice to me and/or the administration of the loan account may be transferred to an agent, successor or assignees of the Lender prior notice to me

    7) the Lender, its agents, successors and assignees make no representations or warranties, express or implied, to the Borrower(s) regarding the property, the condition of the property, or the value of the property.


    I/We certify that the information provided in this pre-qualification is true and correct as of the date submitted and acknowledge my/our understanding that any intentional or negligent misrepresentation(s) of the information contained in this pre-qualification may result in civil liability and/or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 10001, et seq. a liability for monetary damages to the Lender, its agents, successors and assignees, insurers and any other person who may suffer any loss due to reliance upon any misrepresentation which I/we have made on this pre-qualification.